I'm gonna share with you about this topic applicable in game and real life. On a typical day when i doing farming i'll get around 50g per hour. After a few hours, someone will borrow gold from me in a range of 500g - 1000g. For a few hours of hardwork i got around 100g-200g and now you just wanna take from me by pleading your case for 10mins, mind you, you taking 10-20 hours from my life. When i try to explain that i got not much gold after spending on my manti/apo set, you don't even care. In real life, you will realise people will tend to borrow your hard earn money without any thought.
In the early day as guild master, i did lend some members gold. Where are they now? Either they left guild or never login at all, some pretend they got no gold yet i see their gears keep improving without thought of returning me. Want me to trust you? I rather trust reality, the chance of the person returning you the gold is as good as you trying to enchance a gear from +12 to +13. Only lend what you can afford to lose, if not don't even lend at all.
What will happen when someone try to borrow/lend money?
1) Everyone will shy from the borrower. If you bring negative value to people life, they will stay far from you.
2) Stress on lender because he dunno when his money coming back. Once your money is lend, you are at mercy of the borrower.
3) Frustration on lender. Like i say earlier, it really frustrating when i see people whom you lend money yet they keep lavishing on their own things rather than trying to return the debt they owned.
4) Relationship likely to break between those two. Because of the above issues create such a tension, it's likely to spoil any ties between the two.
5) When borrower get their money, they tend to feel it's easy job to just ask and get what they want. Lender! you are not helping at all by giving these people the easy route.
No money how?
1) Go farm in game or real life and find out how people earn their money. People will willingly share with you how they earn money but they are less likely to please at lending money.
2) Only buy what you can afford. Most people problem is they see something they want, they want it immediately even they have no mean to afford it. Buy later when you have the mean, the item is likely to be cheaper as time go.
When you don't borrow gold from anyone, your reputation among peer will be very welcome. People will like you more and tend to group up with you. So why let a moment of "borrow gold" to spoil your whole life reputation. Whenever someone borrow money from me, i lost my trust in his ability and most will feel the same way too. Weight the difference, which is more important?
Hydra ^.^v
What an interesting analogy between farming and lending. That forms an interesting insight. But I definitely agree with your point. It is always good to think things over, especially on money matters. The rule of thumb is to only borrow money that you can afford to pay, and always build a positive relationship with your lender. Assure the lender that you will be able to pay him back, or that you will inform him if you can’t meet your schedule of payments. Honesty is always the best policy in borrowing and lending.
ReplyDelete-Kandice Stowe